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Case-Value Estimator for Injury, Car Accident & Workers' Comp Claims

This free Case-Value Estimator gives you a quick, private, ballpark range for what a personal injury, car accident, or workers' compensation claim might be worth. It runs entirely in your browser, sends nothing to anyone, and is meant to inform a conversation with a lawyer — not replace one.

Read this first. This tool produces an educational estimate only. It is not legal advice, it is not a prediction or guarantee of any settlement or verdict, and using it does not create an attorney-client relationship. Every case is different. Real value depends on liability, evidence, insurance limits, and the law in your state. The multipliers below are illustrative defaults, not legal standards, and a lawyer may use very different figures for your case. For a real evaluation, request a free consultation.

Estimate your claim range

Enter your numbers below. The estimator combines your economic damages (medical bills plus lost wages) with a severity-based multiplier to produce a low-to-high range, then adjusts for your share of fault. There is no single "correct" number — that is why we never show one.

$
Past and reasonably expected future treatment.
$
Income lost from missed work, including expected future loss.
If you were partly at fault, recovery is usually reduced. In Florida, a plaintiff found more than 50% at fault is generally barred (Fla. Stat. § 768.81; as of June 2026).

Nothing you type is saved or transmitted. Refresh the page and it is gone.

How the estimator works

The estimator adds your medical bills and lost wages to get economic damages, applies a low and high multiplier tied to injury severity to approximate non-economic damages (like pain and suffering), then reduces the result by your percentage of fault. The output is a transparent range, never a single guaranteed figure.

The multipliers we use

These illustrative multipliers are a common rule-of-thumb starting point, not a legal standard, and real cases vary widely. Florida workers' compensation generally does not pay pain-and-suffering damages the way injury claims do (it provides defined medical, wage-replacement, and disability or impairment benefits under Fla. Stat. ch. 440), so that mode uses a narrower band focused on medical and wage-related benefits. (As of June 2026.)

  • Minor: economic damages × 1.0 to 2.0
  • Moderate: economic damages × 1.5 to 3.0
  • Serious: economic damages × 2.5 to 4.0
  • Severe / permanent: economic damages × 4.0 to 5.0+

Why we show a range, not a number

A single number would be misleading. Settlement value turns on facts the calculator cannot see: who is at fault, the strength of your medical records, available insurance coverage, witness credibility, venue, and timing. A range sets honest expectations; a guaranteed figure would not.

What this estimate leaves out

Direct answer: a lot. The estimator is intentionally simple and omits major factors that move real-world value up or down, sometimes dramatically.

  • Liability and disputed fault — if the other side denies responsibility, value can drop.
  • Insurance policy limits — you generally cannot collect more than available coverage, regardless of damages.
  • Future medical care and permanent impairment — often the largest driver in serious cases.
  • Comparative negligence rules — these vary by state and can reduce or eliminate recovery (in Florida, more than 50% fault generally bars recovery under Fla. Stat. § 768.81; as of June 2026).
  • Statutes of limitation and notice deadlines — missing a deadline can end a claim entirely (most Florida negligence claims now have a 2-year deadline under Fla. Stat. § 95.11(4)(a); as of June 2026).

For a deeper walkthrough of how compensation is built in injury claims, see our personal injury overview, and for on-the-job injuries see workers' compensation.

Frequently asked questions

How accurate is a case-value estimator?

It is a rough educational range, not a prediction. The tool cannot weigh liability disputes, insurance limits, the quality of your medical evidence, or your jurisdiction. Only a lawyer who reviews your file can value your specific claim.

What is a pain-and-suffering multiplier?

It is a rule-of-thumb factor sometimes used to estimate non-economic damages by multiplying economic damages (medical bills plus lost wages), often somewhere in the range of about 1.5 to 5 depending on severity. It is a negotiation starting point, not a fixed legal rule, and adjusters and attorneys may use different numbers.

Does shared fault reduce my settlement in Florida?

Generally yes. Florida follows a modified comparative negligence approach (Fla. Stat. § 768.81, as amended in 2023) in which your recovery can be reduced by your share of fault, and a plaintiff found more than 50% at fault is generally barred from recovering. Medical-malpractice claims are treated differently, and the exact application depends on your facts. (As of June 2026.)

Is this estimator really free and private?

Yes. Everything runs in your browser. No numbers are sent to De La Rosa Law or anyone else, nothing is stored, and using the tool does not create an attorney-client relationship. When you are ready, a free consultation is the next step.

Get a real evaluation from De La Rosa Law

A calculator cannot replace a lawyer's review. If you were hurt in a crash, on someone else's property, or at work, De La Rosa Law offers a free, confidential case evaluation in English and Spanish. Tell us what happened and a member of our legal team will follow up — there is no cost and no obligation.

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